Courts on AI / Self-represented litigants using AI
Cole v. Midland States Bank
United States District Court for the District of Massachusetts · Federal district courts · MA · · No. 25-10216 · order
On 2026-06-01, in Richard A. Cole v. Midland States Bank, et al, the District of Massachusetts admonished the filer to verify authorities before presenting AI-assisted or otherwise unsupported legal citations. A self-represented litigant filed a motion using authorities used for propositions they did not support and a nonexistent rule or legal standard.
- Disposition
- The court allowed the motion to dismiss and admonished plaintiff not to rely on AI overview output as legal authority.
- Canonical record
- Incident tracker entry — verified outcome, regulator disposition and related rules
What the court wrote
Verbatim from the court's document (public domain). Ellipses mark omitted text; nothing is paraphrased.
his opposition to the motion to dismiss ... relies on the output of generative artificial intelligence (“AI”) to support his contention that he is a “consumer” under the EFTA.